Whether you’re purchasing your first buy to let property or expanding an established portfolio, investing in a buy to let property comes with unique responsibilities and legal considerations. At Slater Heelis, our expert lawyers can help make sense of the process—offering practical, tailored advice to ensure your investment is protected and compliant from day one.
As a full-service law firm, we go beyond conveyancing to support you through every stage of your property journey. From reviewing contracts, your buy to let mortgage offer, navigating stamp duty and resolving disputes, we’re here to ensure your investment runs smoothly.
Our trusted conveyancing solicitors in Manchester, Chester and Sale are proud to support clients across the UK. With more than 1,600 five-star reviews, our team provide clear, reliable advice on buying, selling and managing property, no matter how complex the transaction.
To speak to one of our friendly experts, give us a call on 03300 297 347 or fill out the contact form on this page. We’ll be in touch soon to talk through your situation and explain how we can help.
Alternatively, you can get an initial quote using our online calculator here.
What’s different about buy to let?
While buying a buy to let property may appear similar to purchasing a home to live in, the legal and financial framework is quite different. You’ll likely need a specific mortgage designed for letting, and the income assessment is based on projected rental income rather than your personal earnings. There are also restrictions on letting under standard residential mortgage terms, so using the right mortgage from the outset is vital.
There may also be restrictions on letting in the title deeds for the property you are purchasing but our experts will review the title to ensure there are no such restrictions.
Buy to let purchases are also subject to an additional 3% Stamp Duty Land Tax surcharge, even if it’s your first rental property. We’ll help you understand these additional costs and ensure everything is accounted for before you commit.
Once the property is yours, you’ll also need to consider your ongoing obligations as a landlord—from tenancy agreements and deposits to repairs, rent recovery and compliance with evolving housing laws.
How Slater Heelis can help
Our experienced property solicitors have supported thousands of landlords across Greater Manchester and beyond. We’ll manage the legal process from start to finish, helping you complete the transaction efficiently and with confidence.
We take a proactive and personal approach, keeping you updated at every stage. Our team is always at the end of the phone to answer your questions—no chasing, no call centres, just straight-talking legal advice when you need it.
And our support doesn’t stop at completion. As a full service law firm we can also assist with setting up a company should you wish to purchase in a company name, navigate landlord and tenant disputes, and advise on your legal responsibilities—especially if you’re managing multiple properties or letting to commercial tenants.
Get in touch
We know how important it is to move quickly in the property market. Our conveyancing team offers a responsive, no-nonsense service backed by real legal expertise.
For an instant estimate of costs, you can use our online Conveyancing Calculator. Alternatively, call us on 0330 123 0068 or complete our contact form and we’ll get back to you promptly.
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"Great , fast and reliable service from Jay and Alishan for this property deal, can highly recommend!"
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Polly
"Helen acted for us during the sale of our home, purchase of a new build property and also the purchase of a leasehold apartment. She was meticulous in all areas, and worked hard to resolve several issues that she identified. Always approachable, queries were answered promptly and regularly converted into layman's terms to assist understanding. We would definitely use her again."
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Frequently asked questions for buy to let properties
What is a buy to let property?
A buy to let property is a home you purchase specifically to rent out to tenants rather than live in yourself. You become a landlord, collecting rent as income while potentially benefiting from the property’s value increasing over time. It’s essentially an investment property rather than your main residence.
Is it still worth doing buy to let?
It can be, but it depends on your circumstances. While tax changes and regulations have made things tougher, many landlords still make good returns in the right areas. You’ll need to factor in mortgage rates, maintenance costs, void periods, and tax implications. We can help you understand the full picture.
What are the main legal requirements for buy to let landlords?
You’ll need an Energy Performance Certificate, gas safety certificates, electrical safety checks, and proper deposit protection for your tenants. You must also comply with licensing requirements in certain areas and ensure your property meets minimum standards. The rules can be complicated, so it’s worth getting proper advice early on.
Do I need a special mortgage for buy to let?
Yes, you’ll need a specific buy to let mortgage rather than a standard residential one. These mortgages work differently – lenders assess whether the rent will cover the mortgage payments rather than just looking at your income. Interest rates are typically higher than residential mortgages too.
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